Charlotte Payroll - WIMPER Program Overview

Description

Professional Development Luncheon: Understanding the WIMPER Program

Thursday, October 30, 2025 • 11:30 AM – 1:00 PM
Presented by: Michael Sapp on behalf of Charlotte Payroll
Hosted by: Cornelius Chamber of Commerce

Event Overview

Join us for an engaging professional development session designed to help local employers and HR professionals understand one of today’s most innovative wellness and tax-savings strategies — the Wellness and Integrated Medical Plan Expense Reimbursement (WIMPER) Program.

The WIMPER Program, developed by 1st Capital Financial, integrates wellness and health benefits under Sections 105, 106, and 125 of the Internal Revenue Code to provide immediate payroll savings for employers while offering enhanced health and wellness benefits to employees — all at zero net cost.

Michael Sapp, representing Charlotte Payroll, will walk attendees through how this program works, who qualifies, and how organizations are achieving measurable results — including:

8–15% savings on total healthcare spending

Up to $900 per employee per year in payroll tax reductions

30% lower workers’ compensation costs

Higher employee engagement, retention, and wellness participation

WIMPER Program Information

Why Attend

This session will provide practical insights into:

How the WIMPER structure combines Wellness Plans, Cafeteria Plans, and Self-Insured Medical Reimbursement Plans (SIMRPs)

Compliance with IRS, ACA, HIPAA, and ERISA regulations

Real-world examples of how employers use WIMPER to reduce expenses and improve workforce well-being

As one recent participant noted, “A virtual health and medical service can be a powerful employee retention tool — and the WIMPER Program proves it.”

Who Should Attend

Business owners and executives

HR directors and benefits administrators

Finance and operations professionals

Anyone seeking to enhance employee wellness programs while reducing employer costs

Event Details

📅 Date: Thursday, October 30, 2025
🕰️ Time: 11:30 AM – 1:00 PM
📍 Location: [Insert Venue or Chamber Address Here]
🎙️ Speaker: Michael Sapp, Charlotte Payroll
💡 Hosted by: Cornelius Chamber of Commerce

“We are from the IRS and are here to help you — and if it sounds too good to be true, it probably is. Well, in the case of WIMPER, the first sentence is true, the second is not.”